Global Financial Clarity for International Professionals
Build wealth, protect your legacy, and retire with confidence — wherever life takes you.
Based in Dubai — Serving Clients Globally
Over 15 Years of Cross-Border Wealth Planning
Trusted by Senior Professionals Across Aviation, Engineering & Consulting
Who I Work With
We specialize in serving high-achieving professionals who lead dynamic and demanding lives. Our clients trust us to provide tailored financial solutions that adapt to their lifestyle, profession, and long-term goals.
Tailored financial strategies for:
Airline Captains & Crew
With demanding schedules, multiple home bases, and complex international tax considerations, aviation professionals require expert financial planning. We provide solutions that account for irregular income, pension transfers, cross-border compliance, and long-term security—so you can focus on flying while we handle your financial altitude.
Engineers & Consultants
Analytical minds need data-driven strategies. Whether you're an independent consultant or part of a global firm, we help you optimize your income, plan for retirement, and protect your assets with intelligent, tax-efficient solutions. Our guidance ensures your financial foundation is as solid as the systems you design.
Globally Mobile Professionals
A proven 5-step process designed to simplify your finances, align with your goals, and provide clarity across borders. From initial discovery to long-term partnership, this framework helps you make confident decisions at every stage.
Property Investors & Business Owners
Whether you’re growing a portfolio or scaling a business, smart financial strategies are key to sustainable success. We support entrepreneurs, landlords, and high-net-worth individuals with bespoke planning for wealth preservation, risk management, succession, and expansion—helping you stay focused on growth while we protect your future.
The Horizon Framework
A Proven 5-Step Process for Long-Term Financial Clarity
A proven 5-step process designed to simplify your finances, align with your goals, and provide clarity across borders. From initial discovery to long-term partnership, this framework helps you make confident decisions at every stage.
Core Services
Expertise in the Areas That Matter Most
Retirement Planning
DIFC Wills & Legacy Structuring
Emirates Provident Fund Optimisation
Tax-Efficient Wealth Management
Global Life Insurance
University Fee Planning
Citizenship & Residency
Core Services
Expertise in the Areas That Matter Most
Retirement Planning
DIFC Wills & Legacy Structuring
Emirates Provident Fund Optimisation
Tax-Efficient Wealth Management
Global Life Insurance
University Fee Planning
Citizenship & Residency
Client Testimonials
Featured Insights
Why Gold Mining Stocks Have More Room to Run
Why Gold Mining Stocks Have More Room to Run
Get ready for a rally in the gold patch. I've been saying this many times in Dubai during the last year. And the fact is: some people got so distracted with the SP 500, than they missed the train with gold. Well, I didn't . We've been investing in gold the last 12 months.
Basically we have 2 options with Gold: invest in Physical Gold or Invest in Gold Miners. Let's have a look at one chart of the best performing funds in Hansard in the last 12 months:
If we check Pictet Physical Gold, it's been the best performing fund with 32.95% in 12 months. This fund is basically tracking the price of gold.
Gold mining stocks can be a valuable diversifier for a stock portfolio because they give investors exposure to a commodity that's well-known for its role in holding its value and providing some protection against systemic risks to the global economic and geopolitical situation. So Blackrock World Gold is one of these funds. This fund is investing in Goldminers, mainly located in Canada, Australia, Africa and US, and is up 32.36% in last 12 months.
During March gold mining stocks got crushed along with most other assets. But since 19th of March, we have seen a rally of 26.77%. Not too bad!
The divergence of how the miners performed during the last 3 years with what happened to the price of gold has now become so great that it seems to offer rare opportunities for daring investors. The falling price of oil, and the likely coming rally for gold, only adds to the relative attraction of such mining companies.
Gold to Rally More This Year
Separately, there are reasons to believe that gold itself will continue to rally. The price of 1 ounce today is 1682 USD, compared with 1274 USD one year ago, this is a good run!.
“CPM Group expects gold prices to continue on their upward trajectory during 2020 and to reach new record highs in the medium term,” states the recently published CPM Group Gold Yearbook 2020.
It points to “the largely ineffectual” trade agreement between the U.S. and China, the UK leaving the European Union, and of course the coronavirus pandemic, as factors that will remind investors at large as to the benefits of owning gold. In turn, that should keep bullion prices rising.
Double Dose of Good News for Gold Miners
For the miners, rising gold prices mean more revenue per ounce, while the lower price of fuel will mean reduced costs per ounce of gold produced.
If you are still not sure, look what the wealthiest egyptian is doing, Naguib Sawiris:
In other words, gold stocks may be a good bet right now.
Guillermo Martorell
Dubai
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Wherever You’re Headed, Make Sure Your
Finances Are Ready for the Journey.
Wherever You’re Headed, Make Sure Your Finances Are Ready for the Journey.